FAQ for Landlords
Q. I have a property to let, do I need permission?
If you are thinking about letting your property and becoming a landlord you will need to obtain permission from your mortgage lender (if applicable) and the freeholder (if your property is leasehold) prior to agreeing any contracts. A mortgage lender or freeholder might impose conditions prior to giving you permission to let your property. You should always comply with the conditions of your mortgage or leasehold for property letting because in the worst case you could face repossession. You will also need to check your insurance policy to check that your insurance companies’ buildings insurance is valid for rental property.
Q. If I let out a property, do I have to provide the tenant with any furniture? I have an old three piece suite. Can I put this in the property?
There is no obligation to provide the tenant with furniture. You can let a property furnished, partly or unfurnished. You must also be careful that any furniture in the property complies with the latest fire regulations. Only furniture which is properly labelled as compliant with the latest legislation should be provided to the tenant.
Q. Can I enter the property to inspect the state of repair and how the tenant is looking after it?
This will depend on the terms of the tenancy agreement. Squarefoot tenancy agreements allow the landlord to inspect on giving 24 hours notice and requires the landlord to give the tenant notice in writing. What would not be acceptable is simply turning up and letting yourself in as this could be a breach of the tenant’s rights of quiet enjoyment.
Q. Do I need an Energy Performance Certificate (EPC) when letting a property?
Since October 2008 all landlords letting property to new tenants require an EPC or energy performance certificate. An EPC demonstrates the energy rating and efficiency of a property. Energy performance certificates for properties to let are valid for ten years. However if improvements are made to the property which might affect the energy rating then the EPC can be carried out more often. If a landlord renews the lease to the current tenants, an EPC will not be required as the EPC is valid for 10 years.